Author: Khan Academy via YouTube
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https://www.khanacademy.org/college-careers-more/financial-literacy/xa6995ea67a8e9fdd:banking/xa6995ea67a8e9fdd:tracking-reconciling-and-more/v/the-importance-of-regular-tracking

Regular tracking of your bank account helps you understand the flow of your money, including Automated Clearing House (ACH) transactions, pending transactions, and the balance of debits and credits. This knowledge is crucial for financial health, allowing you to spot unauthorized transactions quickly, manage your budget more effectively, and avoid overdraft fees.

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